If you’ve ever asked yourself, “Why do I have a limit?” or “When does my limit reset?” you’re not alone. It’s also common to wonder why your daily limit looks different from your monthly limit, or how you can increase your access.

This guide is designed to walk you through everything in a clear, simple, and transparent way.

Unbank uses a level-based system to determine how much you can buy or sell each day, week, and month. As you verify more information and move up levels, your limits increase. The system is built to grow with you — the more secure and verified your account becomes, the more flexibility you unlock.

Let’s break it down in a way that makes sense.

Why Does Unbank Have Limits?

Unbank has transaction limits in place to protect customers, reduce fraud, and comply with financial regulations, while still allowing greater access for verified users. Limits help ensure transactions remain secure and responsible across the platform.

As your account becomes more secure and fully verified, your limits increase accordingly. Think of it as unlocking additional access. The more verified your account is, the more transaction capacity and flexibility you gain.

How Limits Work

There are three primary time frames to understand.

Daily limits reset on a rolling 24-hour basis. This means your available limit refreshes based on when your last transaction occurred, not necessarily at midnight.

Weekly limits are calculated over a rolling 7-day period.

Monthly limits are typically calculated on a calendar-month basis, resetting at the beginning of each new month.

Some transaction methods use rolling limits, while others follow calendar limits. The method you choose determines how those limits are applied.

Buy Limits (Purchasing Crypto)

Your buy limits depend on both the method you use and your current verification level.

Buying with Cash at a Bitcoin ATM (BATM)

At Level 1, your daily buy limit is $900. This level is designed for basic access, and you can increase your daily limits by completing additional verification steps.

If you are a registered BATM user, your limits are significantly higher than non-registered users. For example, registered BATM users can have a daily limit of $25,000, while non-registered users remain at $900. Registration and verification unlock substantial increases in buying capacity.

Certain states such as California, Connecticut, Minnesota, and Arkansas may have adjusted limits due to local regulations. It’s always important to review your state-specific requirements.

Buying with Cash at the Register (GreenDot)

This option becomes available at Level 3 and Level 4.

At Level 3 and Level 4, the daily limit for GreenDot purchases is $1,500. At these higher levels, you have already completed additional verification, which allows for expanded access.

GreenDot also includes transaction count limits. You may complete up to 3 transactions within 24 hours, 12 transactions within 7 days, and 20 transactions within a calendar month. These limits help maintain security while still offering flexibility.

Overall Buy Limits

Your overall buy limit reflects activity across all purchase methods combined.

At Level 2, your daily overall buy limit is $3,000. By completing further verification, you can raise your daily limits and move into higher levels with increased buying power.

These overall limits ensure that your combined transactions remain within your verified access tier.

Sell Limits (Selling Crypto for Cash)

When selling crypto, your limits depend on both your verification level and the payout method you select.

Withdraw Cash (ReadyCode)

At Level 1, your daily sell limit is $900. These operate with rolling limits, and the maximum per transaction equals your daily limit. If you need more access, completing further verification allows you to increase your daily limits and move to higher levels.

PayPal & Venmo

At Level 1, your daily sell limit is $900. The maximum per transaction equals your daily limit. As with buying, additional verification steps allow you to raise your daily limits and unlock greater flexibility.

Push to Card (Further Verification Required)

At Level 2, your daily sell limit is $10,000. This level requires additional identity verification, and you can further increase your daily limits by completing higher-level verification requirements.

Push to Card offers expanded access for users who have completed more advanced verification.

Overall Sell Limits

Your overall sell limit reflects activity across all payout methods combined.

At Level 1, your daily sell limit is $900. By verifying additional information and moving up levels, you can significantly increase your daily selling capacity.

For example, a Level 1 daily sell limit of $900 can increase dramatically at higher verification levels, offering substantially more flexibility.

How to Increase Your Limits

If you need more access, the path forward is straightforward: increase your level. Higher levels require completing verification steps such as email verification, phone verification, submitting a government-issued ID, and in some cases providing SSN and date of birth for specific payout methods.

Each verification step increases the security of your account and unlocks higher limits. For example, a Level 1 daily sell limit of $900 can increase to as much as $25,000 at higher levels. That’s a significant difference made possible simply by completing verification.

Final Thoughts

Unbank’s limit structure is designed to grow with you.

If you’re making occasional purchases or small transactions, Level 1 or Level 2 may meet your needs. If you’re moving larger amounts or transacting more frequently, upgrading your level gives you access to substantially higher daily, weekly, and monthly limits.

If you ever reach a limit, it doesn’t mean something is wrong. It simply means you’ve reached the threshold of your current verification level.

When you’re ready for more access, completing additional verification is the fastest and most effective way to expand your buying and selling capacity.

Unbank is built to scale with you — securely, transparently, and confidently.